Repair after the storm passes
Roof damage after storms is one of the biggest fears of a homeowner and for good reason. The first concern is about your family’s safety and security, then the next concern is repairing or replacing the roof damage due to storm activity. The costs, inconvenience, and the basic logistics of roof storm damage aftermath seem endless when you are amid it all.
Then to top it all off, filing a storm damage roof claim with the insurance company is a whole other hassle and inconvenience. There are things you can do to minimize the chances of having to file a roof storm damage claim. We’ll answer some questions and offer advice, suggestions, and tips on how to protect our roof from storm damage here.
What causes roof damage?
As a first-time homeowner, you may ask “How do I know if there is storm damage to my roof?”, and you wouldn’t be the only homeowner to ask that. To know what storm damage looks like, you need to what causes roof storm damage.
The roof on your home is meant to protect your family and your belongings, which is why it withstands the climate and elements. However, sometimes the intensity of storms can damage a roof. The signs that will tell you there is roof storm damage are few, but the damage can still need to be addressed:
Damage from Debris
storm typically has high winds that can knock tree branches and limbs down on top of the roof. Small limbs and twigs usually won’t cause any damage. The larger the limb, the more likely that there will be roof storm damage. Here, you must use your own judgment if there is severe enough damage to call a professional roofing contractor for an inspection.
Signs of potential debris damage:
- Debris on the roof.
- Cracked, curled, loose, or missing shingles.
- Downspout and gutters filled with a large amount of asphalt granules.
Damage from Wind
A strong wind that causes roof storm damage is indicated by missing shingles. Left unrepaired, the roof can leak case interior damage. There is unseen roof storm damage caused by high winds, and this is when you need the service of an experienced roofing contractor.
Signs of potential wind damage:
- Missing shingles
- When 1 to 2 inches have created horizontal lines beneath the row of the shingle above. This typically indicates the seal is been broken and the winds caused the shingles to rub loose.
Damage from Hail
Roof storm damage from hail isn’t easily missed and is usually widespread throughout the neighborhood. Hail will indent a shingle, causing a bruise that isn’t easily seen from the ground. That dent could have a crack around an under it, allowing a weak area for the rain to leak. An inspection by a professional roofing contractor is recommended so they can give you a full assessment of any roof storm damage.
Signs of potential hail damage:
- Hail damage isn’t isolated to roof storm damage. It can damage other things around your home like your cars.
- Hail damage will leave a distinct small round-shaped pattern of divots on the shingles.
- Shingles will have an indentation where granules are missing.
- The downspout and gutters will have large piles of granules in them.
What wind speed causes roof damage?
Each manufacturer of shingles will have its own guarantee of wind rating, with most stating they withstand up to 90 mph winds. However, depending on the age of the roof and the quality of the installation job, roof storm damage can happen at 50 mph.
What should you do if a roof is a storm damaged?
- Keep a battery-powered radio on throughout the storm
- Stay indoors until advised it is clear and safe outside
- Keep away from downed power lines, standing water or metal objects by downed wires or near water
- Leave and stay clear of damaged buildings
- Stay clear of damaged trees and broken limbs
- Watch out for snakes and wild animals
- If you smell gas, turn it off
- Stay off the roads unless it’s an emergency, then stay off flooded roads
- Do not use any open flame inside
- Do not drink any water that doesn’t come from a filtered source
- Do not eat any refrigerated food that hasn’t been refrigerated for more than 12 hours
- Climb ladders with care
- Use chainsaws with care
- Cover roof storm damage with plastic tarps to prevent more damage
- Remove wet carpet and rugs
- Open windows and turn fans on water-damaged areas
The Insurance Claims
- Before you clean up, document all roof storm damage and other damage your home has sustained with pictures and videos
- Create a list of damaged or missing items
- Review your homeowner insurance policy so that you know what is covered
- Document every phone conversation with the person’s name, phone number, and date
- Contact only contractors advised by your insurance company with the exception any emergency roof storm damage repairs needed
- Avoid unknown contractors with no customer referrals
- Check with local homebuilder’s association for contractor recommendations
- Get 2 to 3 written bids that explain the work needed exactly
How do you know when a roof needs replacing?
If your roof has any of the following, it is time to get a new roof:
- Cracked, curled or cupped shingle edges
- Bald spots on shingles
- Aged roof – 20 years is the normal maximum life expectancy
- Appearance is old and worn
- Several new roofs in the neighborhood
- Algae, moss, dark streaks
We can’t stop storms, but we can minimize possible roof storm damage with the following steps:
- Secure the shingles by making sure they are properly secured. Each shingle should have a minimum of six nails per shingle and they should be installed beneath the edges of overlapping shingles. Confirm there is a waterproof underlayment for added protection.
- Cut back or remove trees that are near the house. They shouldn’t be any closer to the house than they are tall.
- Be sure all possible projectile objects are anchored down, such as grills, lawn furniture, etc.
With an ounce of prevention, you can minimize the damage. Verify now what your homeowner’s insurance covers or doesn’t cover before you need it is the best thing you can do. Need storm damage repair for your home in Wilkes-Barre, Dallas, and Scranton, PA? The experts of Independent Construction are always available to assist you when you call (570) 266-8208.